April

Upcoming events

    • 24 Apr 2017
    • 12:00 PM - 1:30 PM
    • Rockville Library 21 Maryland Avenue Rockville, MD 20850

    These steps can help people find financial success regardless of their income. From developing a savings plan, to setting goals, to weighing insurance needs, this presentation by Montgomery County Employees Federal

    Credit Union covers the core concepts necessary to develop and maintain personal financial control.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 24 Apr 2017
    • 1:00 PM - 2:00 PM
    • Elgin Station Community Center;40 Elgin Blvd., Hagerstown

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Understand how to choose a bank or credit union

    • Know how to manage your accounts

    • Learn the difference between debit cards, credit cards and re-loadable debit cards

    • Understand interest and accounts that help build savings


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 24 Apr 2017
    • 6:30 PM - 8:00 PM
    • Gaithersburg Library 18330 Montg. Village Ave. Gaithersburg, MD 20879

    This program provides free legal services to low income county residents in civil cases.  


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 24 Apr 2017
    • 6:30 PM - 8:00 PM
    • 3500 Olney-Laytonsville Road Olney, MD 20832

    Join us for this powerful no nonsense workshop where you will literally go through the process of creating your

    own financial roadmap. Registration is required. Please bring a laptop for hands on activities.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 6:00 PM - 7:30 PM
    • 8800 Garland Avenue Silver Spring, MD 20901

    Are you behind in paying your bills - or are a creditor’s records mistakenly making it appear that you are?

    Consumers are protected from debt collectors engaging in certain practices. This workshop, offered by the

    Montgomery County Office of Consumer Protection, will help you spot abusive practices. Learn when a debt

    collector can/can’t contact, who they can contact and learn how to protect yourself from abusive practices.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 6:00 PM - 7:30 PM
    • 18330 Montgomery Village Ave. Gaithersburg, MD 20879

    If your goal is a financially secure and comfortable retirement, don’t miss this session. Led by Edelman

    Financial, ranked 3 times the #1 independent financial planning firms in the nation, the session will cover what

    you need to do to take charge of your retirement. Learn about: managing your investments and generating the

    income you need for retirement (retirement accounts and IRAs), maximizing benefits for you, your spouse and

    your children (social security) and ensuring your assets are protected and distributed as you want, with no

    surprises (estate planning).


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 7:00 PM - 8:30 PM
    • 9701 Main Street Damascus, MD 20872

    Learn about investing and avoiding fraud from the U.S. Securities and Exchange Commission (SEC). Topics

    will include: smart use of credit, types of investment products and their risks, impact of fees, common red flags of fraud, and questions to ask before investing. Presented by the SEC’s Office of Investor Education and

    Advocacy.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 7:00 PM - 8:30 PM
    • 900 Wayne Ave. Silver Spring, MD 20910

    Join James Ferrugia, retired Morgan Stanley Senior Vice President, for a discussion on building wealth in your

    401k, 403b, IRAs or other tax-deferred accounts. *This seminar will be of special interest to young

    professionals and others seeking to build a nest egg for retirement or reaching major investment goals like

    buying a home or educating children.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 7:00 PM - 8:30 PM
    • 19840 Century Blvd. Germantown, MD 20874
    Thinking about refinancing your mortgage? Wondering if you should refinance now, or wait a little while longer? Choosing to refinance is a very personal decision and one that shouldn’t be made blindly. Financial specialists from the Montgomery County Employees Federal Credit Union share information on the ins and outs of this complicated process.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 26 Apr 2017
    • 6:00 PM - 7:30 PM
    • 3500 Olney-Laytonsville Road Olney, MD 20832

    Are you behind in paying bills, or are a creditor's records mistakenly making it appear that you are? Consumers

    are protected from debt collectors engaging in certain practices. This workshop, offered by the Montgomery

    County Office of Consumer Protection, will help you spot abusive practices. “The Office of Consumer Protection is providing a brief seminar on state and federal debt collection and credit reporting laws, your rights and obligations, and scams to avoid.”


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 26 Apr 2017
    • 6:30 PM - 8:00 PM
    • 900 Wayne Ave. Silver Spring, MD 20910

    If your goal is a financially secure and comfortable retirement, don’t miss this session. Led by Edelman

    Financial, ranked 3 times the #1 independent financial planning firms in the nation, the session will cover what

    you need to do to take charge of your retirement. Learn about: managing your investments and generating the

    income you need for retirement (retirement accounts and IRAs), maximizing benefits for you, your spouse and

    your children (social security) and ensuring your assets are protected and distributed as you want, with no

    surprises (estate planning).


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 27 Apr 2017
    • 12:00 PM - 1:30 PM
    • 8005 Connecticut Avenue Chevy Chase, MD 20815

    For a variety of reasons, women are often at a greater risk than men when it comes to achieving a secure

    retirement. It is important to do all you can to educate yourself about your options. In this session, Cindy

    Hounsell, president of the Women's Institute for A Secure Retirement (WISER) will share information on what you can do to take charge of your financial future! WISER is a non-profit organization dedicated to the

    education and advocacy that will improve long-term financial quality of life for women.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 27 Apr 2017
    • 6:00 PM - 7:00 PM
    • Washington County Free Library Room #334, 100 South Potomac Street Hagerstown, MD 21740

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Understand how to choose a bank or credit union

    • Know how to manage your accounts

    • Learn the difference between debit cards, credit cards and re-loadable debit cards

    • Understand interest and accounts that help build savings


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 27 Apr 2017
    • 6:00 PM - 7:30 PM
    • 18330 Montgomery Village Ave. Gaithersburg, MD 20879

    Securing your financial well-being is one of the most important things you need to know in life. Join the

    Securities and Exchange Commission for a seminar on investment products. Learn how to check out investment

    products and professionals – so you do not fall victim to fraud or costly mistakes. Get the facts about saving and

    investing and so you can enjoy the benefits of managing your money wisely.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 12:00 PM - 1:30 PM
    • 21 Maryland Avenue Rockville, MD 20850

    For many, owning a home is the American Dream. This seminar, presented by financial specialists from the

    Montgomery County Employees Federal Credit Union, discusses preparing one's finances to purchase a

    home, determining what is affordable, selecting and applying for a mortgage and searching for and putting an

    offer on a home. Registration recommended.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 12:00 PM - 1:30 PM
    • 8800 Garland Avenue Silver Spring, MD 20901

    Consumers increasingly rely on computers and the Internet for everything from shopping and communicating to banking and bill-paying. Though convenient, these services pose risks. The best protection against identity theft is to carefully protect your personal information. In this workshop, presented by Montgomery County’s Office of Consumer Protection, learn the steps to take, to protect yourself and your family from identity theft.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 12:00 PM - 1:30 PM
    • 900 Wayne Ave. Silver Spring, MD 20910

    Securing your financial well-being is one of the most important things you need to know in life. Join the

    Securities and Exchange Commission for a seminar on investment products.Learn how to check out investment

    products and professionals – so you do not fall victim to fraud or costly mistakes. Get the facts about saving and

    investing and so you can enjoy the benefits of managing your money wisely.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 3:30 PM - 5:00 PM
    • 3500 Olney-Laytonsville Road Olney, MD 20832
    Increase your financial literacy playing board games.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 29 Apr 2017
    • 10:00 AM - 2:00 PM
    • Cecil College - Elkton Station 107 Railroad Avenue Elkton, MD 21921

    Healthy Financial Living in Retirement – Keynote Speaker: Jodi Davis – The Kelly Group


    Breakout Sessions: Budget Basics, Money Habitudes, Identity Theft, Getting Your Credit in Shape


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.



    • 29 Apr 2017
    • 10:30 AM - 11:30 AM
    • 1460 Berger Street, Odenton, MD 21113
    • 25

    Free Financial Workshop

    Topic: Pump up Your Piggy Bank



    This workshop will teach you

     “Ways to spend less money,

    Tips on saving money,

    Basic tips on growing savings”


    Location: Odenton Church of God 

       1460 Berger St.

            Odenton, MD 21113


    Date: April 29, 2017

    Time: 10:30 am to 

           11:30 am  

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