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*CLASSES FOR PROMISE PARTICIPANTS*




MD CASH Academy classes are for adults who want to learn more about managing their financial lives.  We offer a wide range of classes for people who are interested in budgeting, managing debt, saving for the future, filing their taxes or managing their insurance. Our Educators and Partners provide fact based financial education without providing financial advice or selling any products or services. 
 
You must complete our free registration on the site in order to be able to sign-up for one of our classes online. Please contact us at info@mdcash.org if you need special accommodations to attend one of our classes. 

Upcoming events

    • 24 Apr 2017
    • 12:00 PM - 1:30 PM
    • Rockville Library 21 Maryland Avenue Rockville, MD 20850

    These steps can help people find financial success regardless of their income. From developing a savings plan, to setting goals, to weighing insurance needs, this presentation by Montgomery County Employees Federal

    Credit Union covers the core concepts necessary to develop and maintain personal financial control.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 24 Apr 2017
    • 1:00 PM - 2:00 PM
    • Elgin Station Community Center;40 Elgin Blvd., Hagerstown

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Understand how to choose a bank or credit union

    • Know how to manage your accounts

    • Learn the difference between debit cards, credit cards and re-loadable debit cards

    • Understand interest and accounts that help build savings


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 24 Apr 2017
    • 6:00 PM - 7:30 PM
    • 1325 Annapolis Rd, Odenton, MD 21113

    Learn basic money management skills with this excellent workshop provided by MakingChange!

    • 24 Apr 2017
    • 6:30 PM - 8:00 PM
    • Gaithersburg Library 18330 Montg. Village Ave. Gaithersburg, MD 20879

    This program provides free legal services to low income county residents in civil cases.  


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 24 Apr 2017
    • 6:30 PM - 8:00 PM
    • 3500 Olney-Laytonsville Road Olney, MD 20832

    Join us for this powerful no nonsense workshop where you will literally go through the process of creating your

    own financial roadmap. Registration is required. Please bring a laptop for hands on activities.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 6:00 PM - 7:30 PM
    • 8800 Garland Avenue Silver Spring, MD 20901

    Are you behind in paying your bills - or are a creditor’s records mistakenly making it appear that you are?

    Consumers are protected from debt collectors engaging in certain practices. This workshop, offered by the

    Montgomery County Office of Consumer Protection, will help you spot abusive practices. Learn when a debt

    collector can/can’t contact, who they can contact and learn how to protect yourself from abusive practices.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 6:00 PM - 7:30 PM
    • 18330 Montgomery Village Ave. Gaithersburg, MD 20879

    If your goal is a financially secure and comfortable retirement, don’t miss this session. Led by Edelman

    Financial, ranked 3 times the #1 independent financial planning firms in the nation, the session will cover what

    you need to do to take charge of your retirement. Learn about: managing your investments and generating the

    income you need for retirement (retirement accounts and IRAs), maximizing benefits for you, your spouse and

    your children (social security) and ensuring your assets are protected and distributed as you want, with no

    surprises (estate planning).


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 7:00 PM - 8:30 PM
    • 9701 Main Street Damascus, MD 20872

    Learn about investing and avoiding fraud from the U.S. Securities and Exchange Commission (SEC). Topics

    will include: smart use of credit, types of investment products and their risks, impact of fees, common red flags of fraud, and questions to ask before investing. Presented by the SEC’s Office of Investor Education and

    Advocacy.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 7:00 PM - 8:30 PM
    • 900 Wayne Ave. Silver Spring, MD 20910

    Join James Ferrugia, retired Morgan Stanley Senior Vice President, for a discussion on building wealth in your

    401k, 403b, IRAs or other tax-deferred accounts. *This seminar will be of special interest to young

    professionals and others seeking to build a nest egg for retirement or reaching major investment goals like

    buying a home or educating children.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 25 Apr 2017
    • 7:00 PM - 8:30 PM
    • 19840 Century Blvd. Germantown, MD 20874
    Thinking about refinancing your mortgage? Wondering if you should refinance now, or wait a little while longer? Choosing to refinance is a very personal decision and one that shouldn’t be made blindly. Financial specialists from the Montgomery County Employees Federal Credit Union share information on the ins and outs of this complicated process.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 26 Apr 2017
    • 6:00 PM - 7:30 PM
    • 3500 Olney-Laytonsville Road Olney, MD 20832

    Are you behind in paying bills, or are a creditor's records mistakenly making it appear that you are? Consumers

    are protected from debt collectors engaging in certain practices. This workshop, offered by the Montgomery

    County Office of Consumer Protection, will help you spot abusive practices. “The Office of Consumer Protection is providing a brief seminar on state and federal debt collection and credit reporting laws, your rights and obligations, and scams to avoid.”


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 26 Apr 2017
    • 6:30 PM - 8:00 PM
    • 900 Wayne Ave. Silver Spring, MD 20910

    If your goal is a financially secure and comfortable retirement, don’t miss this session. Led by Edelman

    Financial, ranked 3 times the #1 independent financial planning firms in the nation, the session will cover what

    you need to do to take charge of your retirement. Learn about: managing your investments and generating the

    income you need for retirement (retirement accounts and IRAs), maximizing benefits for you, your spouse and

    your children (social security) and ensuring your assets are protected and distributed as you want, with no

    surprises (estate planning).


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 27 Apr 2017
    • 12:00 PM - 1:30 PM
    • 8005 Connecticut Avenue Chevy Chase, MD 20815

    For a variety of reasons, women are often at a greater risk than men when it comes to achieving a secure

    retirement. It is important to do all you can to educate yourself about your options. In this session, Cindy

    Hounsell, president of the Women's Institute for A Secure Retirement (WISER) will share information on what you can do to take charge of your financial future! WISER is a non-profit organization dedicated to the

    education and advocacy that will improve long-term financial quality of life for women.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 27 Apr 2017
    • 6:00 PM - 7:00 PM
    • Washington County Free Library Room #334, 100 South Potomac Street Hagerstown, MD 21740

    This class is being provided through the partnership of Reach of Washington County, Washington County Free Library and the Maryland CASH Campaign.


    By the end of this class, you will:

    • Understand how to choose a bank or credit union

    • Know how to manage your accounts

    • Learn the difference between debit cards, credit cards and re-loadable debit cards

    • Understand interest and accounts that help build savings


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Kelli Tencer at Reach at (301) 733-237, ext. 107

    • 27 Apr 2017
    • 6:00 PM - 7:30 PM
    • 18330 Montgomery Village Ave. Gaithersburg, MD 20879

    Securing your financial well-being is one of the most important things you need to know in life. Join the

    Securities and Exchange Commission for a seminar on investment products. Learn how to check out investment

    products and professionals – so you do not fall victim to fraud or costly mistakes. Get the facts about saving and

    investing and so you can enjoy the benefits of managing your money wisely.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 12:00 PM - 1:30 PM
    • 21 Maryland Avenue Rockville, MD 20850

    For many, owning a home is the American Dream. This seminar, presented by financial specialists from the

    Montgomery County Employees Federal Credit Union, discusses preparing one's finances to purchase a

    home, determining what is affordable, selecting and applying for a mortgage and searching for and putting an

    offer on a home. Registration recommended.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 12:00 PM - 1:30 PM
    • 8800 Garland Avenue Silver Spring, MD 20901

    Consumers increasingly rely on computers and the Internet for everything from shopping and communicating to banking and bill-paying. Though convenient, these services pose risks. The best protection against identity theft is to carefully protect your personal information. In this workshop, presented by Montgomery County’s Office of Consumer Protection, learn the steps to take, to protect yourself and your family from identity theft.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 12:00 PM - 1:30 PM
    • 900 Wayne Ave. Silver Spring, MD 20910

    Securing your financial well-being is one of the most important things you need to know in life. Join the

    Securities and Exchange Commission for a seminar on investment products.Learn how to check out investment

    products and professionals – so you do not fall victim to fraud or costly mistakes. Get the facts about saving and

    investing and so you can enjoy the benefits of managing your money wisely.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 28 Apr 2017
    • 3:30 PM - 5:00 PM
    • 3500 Olney-Laytonsville Road Olney, MD 20832
    Increase your financial literacy playing board games.


    Register Now at :

    www.montgomerycountymd.gov/library

    Click on Calendar Events for April 22-29


    • 29 Apr 2017
    • 10:00 AM - 2:00 PM
    • Cecil College - Elkton Station 107 Railroad Avenue Elkton, MD 21921

    Healthy Financial Living in Retirement – Keynote Speaker: Jodi Davis – The Kelly Group


    Breakout Sessions: Budget Basics, Money Habitudes, Identity Theft, Getting Your Credit in Shape


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.



    • 29 Apr 2017
    • 10:30 AM - 11:30 AM
    • 1460 Berger Street, Odenton, MD 21113
    • 25

    Free Financial Workshop

    Topic: Pump up Your Piggy Bank



    This workshop will teach you

     “Ways to spend less money,

    Tips on saving money,

    Basic tips on growing savings”


    Location: Odenton Church of God 

       1460 Berger St.

            Odenton, MD 21113


    Date: April 29, 2017

    Time: 10:30 am to 

           11:30 am  

    • 30 Apr 2017
    • 2:00 PM - 4:30 PM
    • 18330 Montgomery Village Ave. Gaithersburg, MD 20879

    Please join us during this FREE event where you will learn about various programs and resources available to you that will assist you in understanding and improving your financial well-being. This event will provide you with information about budgeting, opening/managing savings and checking accounts, how to understand, manage, and improve your credit, learn about homeownership opportunities, and much more! 


    Speakers will represent various organizations such as Bank On Gaithersburg, Catholic Charities, the Gaithersburg Homebuyer Assistance Loan Program and Fidelity Direct Mortgage. 


    Refreshments will be provided.

    • 01 May 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    Do you have a budget and still find yourself short on cash? 


    This workshop will cover the following topics: 

    • Assess causes of financial shortfalls and identify ways to prevent them 
    • Identify measures and steps to find hidden cash 
    • Identify habits and practices that will help increase your net worth 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 

    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 

    When responding please indicate how many will be attending. 

     


    • 06 May 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 15 May 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the various topics below:

     

    • Preparing for the home-buying process 
    • Understanding the different product and pricing options 
    • Clarifying the mortgage process 
    • Avoiding financial pitfalls 
    • Planning for home maintenance and expenses 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 


    When responding please indicate how many will be attending. 


    • 17 May 2017
    • 5:30 PM - 7:30 PM
    • One Stop Job Center, 31901 Tri-County Way, Salisbury, MD 21804


    Come to this interactive and fun workshop to explore your money values and habits, learn how to create manageable financial goals and create a Spending Plan which will set you on the path to meeting your goals!


    Light refreshments provided


    This class is open to only MD PROMISE participants and their families.  MD PROMISE provides services at no-cost to youth ages 14-16 who are receiving Supplemental Security Income (SSI) benefits and their families.  The goal of these services is to help youth and their families get an education or training, find work, and access other resources to reach their goals.


    Sponsored by MD PROMISE and Way Station. 


    If you need any assistance to attend this class, feel free to ask your MD PROMISE Case Manager



    • 18 May 2017
    • 4:00 PM - 7:00 PM
    • 629 N.Market St., Frederick, MD

    This is a two-part event that includes:


    A. 4:00pm-7:00pm Credit Counseling

    -Credit Counseling is a one-on-one 30 minute counseling session with a credit adviser.


    B. 5pm-6pm Credit Workshop

    -Come in and learn about credit, and how to improve your credit score


    Credit Reports will be printed in advance, so you MUST REGISTER for Credit Counseling TO RECEIVE YOUR CREDIT REPORT.


    To register for the Credit Cafe:


    1. Call 301-662-4225 ext. 1211 and ask for Mary Ellen Mitchell or ext 1209 and ask for Carol.


    Sponsors: 

    Interfaith Housing Alliance

    United Way

    Housing Authority


    • 18 May 2017
    • 5:30 PM - 7:30 PM
    • Chesapeake College 416-418 Race Street, Room 117


    Come to this interactive and fun workshop to explore your money values and habits, learn how to create manageable financial goals and create a Spending Plan which will set you on the path to meeting your goals!


    Light refreshments provided


    This class is open to only MD PROMISE participants and their families.  MD PROMISE provides services at no-cost to youth ages 14-16 who are receiving Supplemental Security Income (SSI) benefits and their families.  The goal of these services is to help youth and their families get an education or training, find work, and access other resources to reach their goals.


    Sponsored by MD PROMISE and Way Station. 


    If you need any assistance to attend this class, feel free to ask your MD PROMISE Case Manager



    • 25 May 2017
    • 6:30 PM - 8:00 PM
    • 110 E Patrick St, Frederick, MD 21701
    Budgets and Goals – Learn how to use communication skills and apply them to budget goal setting and strengthen the mother-daughter relationship. Learn the ins and outs of creating and maintaining a spending plan, ways to spend less money and ideas on growing your savings.


    RSVP: To Mary Ellen at 301-622-4225 x1211 or

    memitchell@interfaithhousing.org


    This class will be hosted by the Interface Housing Alliance.


    • 01 Jun 2017
    • 6:30 PM - 8:00 PM
    • 5470 Ruth Keeton Way, Columbia, MD 21044

    Learn how to keep your finances in order and stay on top of them with this excellent workshop provided by MakingChange!

    • 01 Jun 2017
    • 6:30 PM - 8:00 PM
    • 110 E Patrick St, Frederick, MD 21701
    Budgets and Goals – Learn how to use communication skills and apply them to budget goal setting and strengthen the mother-daughter relationship. Learn the ins and outs of creating and maintaining a spending plan, ways to spend less money and ideas on growing your savings.


    RSVP: To Mary Ellen at 301-622-4225 x1211 or

    memitchell@interfaithhousing.org


    This class will be hosted by the Interface Housing Alliance.


    • 03 Jun 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 12 Jun 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    Everything you need to build a better budget. 


    This workshop will cover the following: 

    • Recognize the benefits of budgeting 
    • Establish financial goals 
    • Evaluate personal spending habits 
    • Identify various ways to complete a budget 
    • Prepare a basic budget 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 


    When responding please indicate how many will be attending. 


    • 19 Jun 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the following:

    • Identify ways to properly use and build credit
    • Explain good credit practices
    • Identify measures to protect your credit
    • Know and explain what is in a credit report
    • Pinpoint credit report information used in forming your credit score
    • Identify security measures to protect from identity theft
    • Identify ways to maintain a good credit report

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.


    • 29 Jun 2017
    • 3:30 PM - 5:30 PM
    • Owings Mills Library Meeting Room A

    This workshop will explore common and not-so-common ways to maximizing your spending plan so you can "pump up your piggy bank" with savings.


    By the end of this class, you will:
    • Know the pros and cons of various savings tools (from stashing the cash at home to savings bonds and bank deposit accounts)
    • Understand the distinction between "spending less" and "saving," and
    • Explore the wonders of compound interest.
    • Learn about the new ABLE Accounts so you can build savings without losing eligibility for SSI and other important benefits like healthcare.


    Registration for this even is requested for this event. You can register here on CASH Academy or by calling Jodie at 443-692-9433.

    • 01 Jul 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 10 Jul 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    Do you have a budget and still find yourself short on cash? 


    This workshop will cover the following topics: 

    • Assess causes of financial shortfalls and identify ways to prevent them 
    • Identify measures and steps to find hidden cash 
    • Identify habits and practices that will help increase your net worth 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 

    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 

    When responding please indicate how many will be attending. 

     


    • 17 Jul 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the various topics below:

     

    • Preparing for the home-buying process 
    • Understanding the different product and pricing options 
    • Clarifying the mortgage process 
    • Avoiding financial pitfalls 
    • Planning for home maintenance and expenses 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 


    When responding please indicate how many will be attending. 


    • 05 Aug 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 21 Aug 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    Everything you need to build a better budget. 


    This workshop will cover the following: 

    • Recognize the benefits of budgeting 
    • Establish financial goals 
    • Evaluate personal spending habits 
    • Identify various ways to complete a budget 
    • Prepare a basic budget 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 


    When responding please indicate how many will be attending. 


    • 09 Sep 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 11 Sep 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the following:

    • Identify ways to properly use and build credit
    • Explain good credit practices
    • Identify measures to protect your credit
    • Know and explain what is in a credit report
    • Pinpoint credit report information used in forming your credit score
    • Identify security measures to protect from identity theft
    • Identify ways to maintain a good credit report

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.


    • 18 Sep 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    Do you have a budget and still find yourself short on cash? 


    This workshop will cover the following topics: 

    • Assess causes of financial shortfalls and identify ways to prevent them 
    • Identify measures and steps to find hidden cash 
    • Identify habits and practices that will help increase your net worth 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 

    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 

    When responding please indicate how many will be attending. 

     


    • 02 Oct 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the various topics below:

     

    • Preparing for the home-buying process 
    • Understanding the different product and pricing options 
    • Clarifying the mortgage process 
    • Avoiding financial pitfalls 
    • Planning for home maintenance and expenses 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 


    When responding please indicate how many will be attending. 


    • 07 Oct 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 30 Oct 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    Everything you need to build a better budget. 


    This workshop will cover the following: 

    • Recognize the benefits of budgeting 
    • Establish financial goals 
    • Evaluate personal spending habits 
    • Identify various ways to complete a budget 
    • Prepare a basic budget 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 


    When responding please indicate how many will be attending. 


    • 04 Nov 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 13 Nov 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    This workshop will cover the following:

    • Identify ways to properly use and build credit
    • Explain good credit practices
    • Identify measures to protect your credit
    • Know and explain what is in a credit report
    • Pinpoint credit report information used in forming your credit score
    • Identify security measures to protect from identity theft
    • Identify ways to maintain a good credit report

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.


    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.


    When responding please indicate how many will be attending.


    • 02 Dec 2017
    • 11:00 AM - 2:00 PM
    • 629 N Market St. Frederick MD, 21701

    Are you interested in becoming a volunteer Financial Coach? Check out this training to learn the ins and outs of financial coaching and how you can help make a difference in people's financial lives. 


    To register please go here!


    This is not a certification.

    • 04 Dec 2017
    • 6:00 PM - 8:00 PM
    • 205 S. Hays Street, Bel Air, MD 21014

    Do you have a budget and still find yourself short on cash? 


    This workshop will cover the following topics: 

    • Assess causes of financial shortfalls and identify ways to prevent them 
    • Identify measures and steps to find hidden cash 
    • Identify habits and practices that will help increase your net worth 

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people. 

    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com. 

    When responding please indicate how many will be attending. 

     


    • 18 Dec 2017
    • 6:00 PM - 8:00 PM
    • Habitat for Humanity Susquehanna, 205 S. Hays Street, Bel Air, MD 21014
    • 10

    This workshop will cover the various topics below:

    • Preparing for the home-buying process
    • Understanding the different product and pricing options
    • Clarifying the mortgage process
    • Avoiding financial pitfalls
    • Planning for home maintenance and expenses

    Reservations are required due to space capacity of the meeting room, which is limited to 20 people.

    To reserve your space, please call 410-612-2361 or email us at WorkshopRSVP@apgfcu.com.

    When responding please indicate how many will be attending.


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